A stay in a nursing home isn’t something to take lightly. Short-term nursing home stays are often recommended after a stroke or severe injury requiring extensive nursing care. A parent in the final stages of Alzheimer’s disease may need around-the-clock care due to wandering, aggression, and difficulties standing up and walking around. When you have a parent in need of nursing home care, what happens next? How much does it cost to stay in a California nursing home? Calling an SSI Attorney to help you navigate the ins and outs of nursing home care can be beneficial to you and your family.
The Average Cost of Nursing Home Care
According to Genworth, the cost of a shared room in a California nursing home was $9,794 per month in 2021. For a private room, the cost increased to $12,167 per month. Just one day in a nursing home is $322 (shared) or $400 private. Few people can afford to pay up to $400 a day for nursing home care.
As dementia care can be a long-term situation, you have to stop and consider the annual cost. A year in a California nursing home ranges from $117,530 for a shared room to $146,000 for a private room. The cost has gone up by around 6% between 2020 and 2021.
When Your Mom Needs Care What Are Your Family’s Options?
This scenario is becoming increasingly common across the U.S. You have a parent with Alzheimer’s disease who cannot live alone due to wandering and confusion. Or, sundowning leads to extreme anger and medication injections are the only thing that works, but that requires 24-hour nursing.
The Alzheimer’s Association estimates that people in the later stage of dementia can live another year or two. How will your family afford up to two years of nursing home care?
Take Measures Now
Families should plan for Alzheimer’s care as soon as they can. If your mom is diagnosed with early-onset Alzheimer’s, she may qualify for Social Security disability. Early-onset Alzheimer’s qualifies as a disability for which your mom can get monthly payments after she has no choice but to leave her job prior to being able to retire.
SSI/SSDI may not cover all of your mom’s nursing home costs, however. But, as her bank accounts, stocks, and 401k savings dwindle, she’ll reach a point when she’s out of money. Before this happens, talk to an SSI/SSDI attorney. Selling all of her belongings and her home are not her only choices.
Your mom can protect her house and qualify for Medicaid benefits. Medi-Cal may pay for the nursing home care she needs. It’s important to work with an expert to avoid frustration and disappointment. An elder law attorney specializing in SSI/SSDI can help her understand how it works and how to get started. Call an SSI/SSDIl attorney today to schedule a consultation.
The Law Office of James Dolenga offers SSDI, SSI, Estate Planning, Elder Law & SSI Attorney in Riverside, CA. Call today for your legal consultation. (866) 772-5299
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