SSDI, SSI, Estate Planning, Elder Law & Medi-Cal Planning in California

Estate Planning and Elder Law News

Is There an Income Limit for SSDI or SSI Benefits in California?

SSI Attorney in San Bernardino CA: Income Limits
SSI Attorney in San Bernardino CA: Income Limits

Supplemental Security Income (SSI) is a program offered by the federal government to help people of all ages, including those 65 or older, and who are blind or disabled. It’s a monthly payment that helps provide some income when you meet certain qualifications.

There’s also Supplemental Security Disability Income. The difference with this one is that it’s available to people younger than retirement age who are no longer able to work due to a qualifying chronic health condition or disability.

Generally, a single person cannot have more than $2,000 in assets and a married couple cannot have more than $3,000. That’s changing in July. California‘s new laws allow up to $195,000 in assets for a married couple or $130,000 for a single adult.

What about income limits? Do older adults have an income limit in place? After the age of 65, income limits are often no longer a factor. The same is true of adults who need SSI or SSDI due to a disability. But, to qualify for SSDI, you must have worked enough to pay into the Social Security program.

There’s also Supplemental Security Disability Income (SSDI) for those who are not yet old enough to retire but unable to work due to their disability. As an example, suppose a 60-year-old woman is diagnosed with Alzheimer’s disease and is no longer able to hold a job due to the loss of cognitive skills. SSDI provides an income to help.

How Much Do You Get for SSI?

In 2022, the total monthly payment for an older adult who qualifies for SSI is $1,040.21 or $1,110.26 (blind). If that older adult lives with a family caregiver, the amount is $764.25 or $834.30 (blind). If the older adult lives in assisted living, the total monthly payment is $1,363.77.

What if your parents both qualify for SSI? There are different payment levels depending on if a person or couple live in their home, live in assisted living, or lives with a family caregiver.

The payments for couples are $1,765.64, $2,731.54 (assisted living), or $1,341.85 (living with a family caregiver).
Blind couples get $1,952.88, $2,731.54 (assisted living), or $1,539.08 (living with a family caregiver).
Finally, if one person in the couple is blind and the other has a different disability, the payments are $1,881.55, $2,731.54 (assisted living), or $1,467.76 (living with a family caregiver).

Sounds complex, right? SSI and SSDI rules and regulations are complex. It can be difficult for a person to understand when to apply, what the qualifications are, and what paperwork is required. This is why many people find it easier to work with an SSI attorney or SSDI attorney.

When you work with an SSI or SSDI attorney, you work with an expert in Medi-Cal laws. It eases the frustration you’ll find if you expect to be approved and get a denial letter. Arrange a consultation to see if you qualify for these beneficial programs.


The Law Office of James Dolenga offers SSDI, SSI, Estate Planning, & and SSI Attorney in San Bernardino, CA. Call today for your legal consultation. (866) 772-5299



James Dolenga, JD

Recent Posts


Contact Us About Home Care

Skip to content