SSDI, SSI, Estate Planning, Elder Law & Medi-Cal Planning in California

Medicaid Planning & Elder Law Attorney in Moreno Valley, CA

Looking for a Moreno Valley Medi-Cal & Elder Law Attorney Near You?

When you fill out this form, a friendly member of our team will contact you by phone and email to answer your questions.

Should You Hire an Elder Law Attorney to Assist with a Medi-Cal Application in Moreno Valley?

Elder law attorneys like James Dolenga specialize in helping seniors with long-term care planning, estate planning, and government benefits. He has experience in Medicaid planning, understands each California’s rules and regulations, and helps families by identifying strategies to legally obtain and maintain eligibility for public benefits.

Medi-Cal is a complicated benefit for residents of California. It’s important to seek the advice of a seasoned professional who understands the rules, processes, and provisions under these laws.

Without professional guidance, families risk losing the assets and inheritance they worked so hard to create.

Who is Eligible for Medi-Cal in Moreno Valley?

Many people are wrongfully told (or assume) that they must be financially destitute to qualify for Medi-Cal / Medicaid for long-term care. 

Clearly, individuals can’t just give away, transfer, or quitclaim away property as this will trigger severe penalties. 

The Medi-Cal / Medicaid law has many exceptions and loopholes which can allow families to preserve most of their accumulated assets and wealth.

For institutional / nursing home / skilled nursing care, there is no income limit.

Medi-Cal will however require that excess income be applied to care as a Share of Cost. 

Depending on the level of care needed, the applicant may still end up using their entire monthly income and still need to spend down from other assets.

Asset limits (real estate other than a primary residence, bank accounts, investment accounts, certain retirement accounts, etc.) are listed as $2,000 for a single applicant and $3,000 for married applicants when both are applying.

For married applicants when only one spouse is applying, the non-applicant spouse is allowed to retain up to $137,400 (called the Community Spouse Resource Allowance) plus the $2,000 allowance for the institutional/applicant spouse.

For assistance under the “waivers” programs, which covers caregivers, in-home supportive services, and assisted living, the income limits are $1,564/mos for the applicant and $2,106 for a couple when both are applying.  The asset limits remain the same.

Applicants are told that they must “spend down” their assets until they get below these asset limits. 

Again, the Medi-Cal / Medicaid rules have very explicit carve-outs and exceptions that can allow an applicant or their family to protect hundreds of thousands or even millions of dollars with proper planning.

That’s where we come in. 

We will work with you to legally protect those assets and to shepherd the Medi-Cal / Medicaid application through the government bureaucracy from application to approval.

Once qualified, we can work with you to further protect those assets from Medi-Cal / Medicaid recovery after death.

James Dolenga will create a well-written, customized estate plan, so you can ensure that your wishes are carried out and your goals are achieved while protecting your family and legacy. Get help today.

Research shows that having a professional representative can boost your chances of getting Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). Make sure you’re represented.

Medicaid Planning & Elder Law Services Near Moreno Valley

Our law firm provides comprehensive, personalized, and tailored legal services to meet all of our client’s estate planning needs. Our firm utilizes a variety of tools to help families preserve their assets for generations to come. Specifically, we work with our clients to minimize estate taxes and ultimately avoid the lengthy and expensive probate process by utilizing Wills (simple & complex), Powers of Attorney, Living Trusts, Living Wills, Family Limited Partnerships, Irrevocable Trusts, and Charitable Gifting Strategies.

When it comes to Medicaid & Medi-Cal Services & Elder Law, our goal is to protect our clients’ nest eggs. We ensure that our clients qualify for Medicaid services and other government medical benefits so that their estates are protected from expensive nursing home and hospital bills. If you become disabled and unable to work, we will help you determine if you qualify for SSD coverage. As a Social Security disability lawyer, James Dolenga will also inform you about the monthly disability benefits and health coverage for a deceased, disabled or retired worker’s disabled dependents.

About California

California, a western U.S. state, stretches from the Mexican border along the Pacific for nearly 900 miles. Its terrain includes cliff-lined beaches, redwood forest, the Sierra Nevada Mountains, Central Valley farmland and the Mojave Desert. The city of Los Angeles is the seat of the Hollywood entertainment industry. Hilly San Francisco is known for the Golden Gate Bridge, Alcatraz Island and cable cars.

Elder Law Attorney in Moreno Valley California

Senior Services in Moreno Valley

Transportation

MoVan

MoVan Ride Registration

Reservations  must be made 24 hours in advance.  Call for reservations: 1.833.745.8454 — Monday – Friday between 8 am and 3:30 pm

MoVan does not operate during specific holidays.

MoVan is a one-van, non-ADA transportation service designed to meet mobility needs of seniors (60 and older) and disabled adult residents of Moreno Valley.  This service provided by Friends of Moreno Valley Senior Center, Inc. and supported by the City of Moreno Valley Community Development Block Gratn (CDBG).

MoVan will transport you, curb-to-curb to our Senior Community Center and return you back home.  It offers one-way service to medical appointments and shopping (return trips are based on the availability of the van).

Learn more about the MoVan: In English | In Spanish

Service Hours
Monday – Friday: 8 am – 5 pm
The Mo Van doesn’t run during certain holidays.
See MoVan information for details.
(Hours and Services subject to change)

Fare
Donations only
$1 for one way local trips 
$2.50 for one way trips outside of the city limits (medical visits only within 20 mile radius)

Dial-A-Ride

Dial-A-Ride Registration

Call for reservations: 800.795.7887.

Seniors age 65 and above and persons with disabilities are eligible for local Dial-A-Ride service within a single city and within three-quarters of a mile of local fixed-route bus service and during the hours of bus service operation. Transportation is provided only within the city in which your trip begins.

Service Hours
Monday – Saturday: 6 am – 10 pm
Sunday: 6 am – 8 pm

Fare
$3 per passenger

Moreno Valley Senior Center

In Person and Virtual Classes for Seniors

The Moreno Valley Senior Community Center provides a warm, friendly place for those 50 years and older to enjoy programs, classes, events and socialize with other friendly adults.

Join us in person or online via Zoom. Please contact the Moreno Valley Senior Center for the Zoom ID and passcode. Note: all classes/ events are subject to change without notice.

  • Monday
    • 9:15-10:15 AM Soul Line Dancing
  • Tuesday
    • 9-10:20 AM Fit After 50
    • 10-11:30 AM Creative Writing
  • Wednesday
    • 9:15-10:15 AM    Soul Line Dancing
  • Thursday
    • 9-10 AM Fit After 50
  • Friday
    • 9:15-10:15 AM Soul Line Dancing
 
Elder Law Attorney in Moreno Valley California

About Moreno Valley, CA

Moreno Valley is a city in Riverside County, California and is part of the Riverside-San Bernardino-Ontario Metropolitan Area. It is the second-largest city in Riverside County by population and one of the Inland Empire’s population centers. As of the 2020 census, the city’s population was 208,634.

General Information About Moreno Valley

The city derived its name from the small community of Moreno, which became part of the city of Moreno Valley when the city was incorporated in 1984. Frank E. Brown, one of the founders of the community of Moreno in 1882, declined to have the town named after him, but to honor him, the town was named Moreno, Spanish for brown.[10]

According to the United States Census Bureau, the city has a total area of 51.5 square miles (133 km2), of which, 51.3 square miles (133 km2) of it is land and 0.2 square miles (0.52 km2) of it is water.


Southern Moreno Valley, viewed looking south down Kitching Street

View of Box Spring Mountain from Moreno Valley College
Moreno Valley is located at a geographic crossroad. To the east lies the San Gorgonio Pass and Coachella Valley; to the south are Lake Perris, Perris, and the San Jacinto Mountains; to the north are the San Bernardino Valley and San Bernardino Mountains. To the west lies neighboring Riverside. It is relatively close to Ontario International Airport.

One of the most visible geographical features in Moreno Valley is Box Springs Mountain. This mountain at the northwest end of the city rises over the city, providing a concrete landmark. The section of the mountain that faces the city has a large letter “M” constructed upon it. This was built privately at the encouragement of the city council, which argued it would foster unity. The letter is located on public land and is maintained entirely by charity. The letter had lights installed on December 3, 2005 to celebrate Moreno Valley’s 21st anniversary of its incorporation. The completion of the repairs of heavy damage to the letter, due to extreme rain the year before. The mayor at that time, Bonnie Flickinger, has said that the citizens liked it that way and that the council would try to get it to light up regularly. Between December 2, 2009 and December 6, 2009, Moreno Valley, along with Edison lit up the letter in celebration of the city’s 25th anniversary. Several Eagle Scout projects have been dedicated to maintaining the “M”.

According to the city’s 2020 Comprehensive Annual Financial Report,[34] the top employers in the city are:

#Employer# of Employees
1March Air Reserve Base9,600
2Amazon7,500
3Riverside County Regional Medical Center3,400
4Moreno Valley Unified School District3,100
5Ross Dress for Less / DD’s Discounts2,400
6Moreno Valley Mall1,500
7Kaiser Permanente Community Hospital1,457
8Skechers USA1,200
9Harbor Freight Tools788
10Deckers Outdoor700

Driving Directions from Moreno Valley to Law Offices of James Dolenga

Moreno Valley, California

Get on CA-60 W
3 min (0.7 mi)

Take CA-91 W to S Western Ave in Los Angeles County. Take exit 38B from I-405 N
1 hr 9 min (69.7 mi)

Continue on S Western Ave. Take Torrance Blvd to Hawthorne Blvd
12 min (4.3 mi)

Law Office of James Dolenga
21250 Hawthorne Blvd STE 500, Torrance, CA 90503

Frequently Asked Questions About Medicaid, Medical, and Elder Law in Moreno Valley

What is Elder Law?

Elder Law involves planning for the complex health care, long-term care, and other issues facing elderly and disabled individuals and their families. Studies show that we stand a 40 percent chance of needing long-term care at least once before we die. Therefore, everyone should take into account that at some point residency in a nursing home or an assisted living facility may be needed.

However, the substantial cost of nursing home care for an incapacitated person can wipe away a family’s nest egg and the inheritance planned for surviving family members. The primary alternative to privately paying the nursing home is Medicaid.

Medicaid Asset Protection Strategies

Although with the recent passage of the Deficit Reduction Act, increased restrictions affect the use of some techniques, other asset protection strategies remain viable, especially for married couples where one spouse requires long-term care. Some of these techniques may include setting up an Irrevocable Living Trust, making gifts to family members, and paying for certain Medicaid expenses.

Whether you are facing long-term care issues yourself or you have a family member who is, we encourage you to call with your questions or ask us for a free report. Be sure to call sooner rather than later because the timing of the decisions families need to make has a dramatic impact on whether or not someone can actually qualify for this type of support.

Elder Law involves planning for the complex health care, long-term care, and other issues facing elderly and disabled individuals and their families. Studies show that we stand a 40 percent chance of needing long-term care at least once before we die. Therefore, everyone should take into account that at some point residency in a nursing home or an assisted living facility may be needed.

However, the substantial cost of nursing home care for an incapacitated person can wipe away a family’s nest egg and the inheritance planned for surviving family members. The primary alternative to privately paying the nursing home is Medicaid.

Medi-Cal:

Medi-Cal is a joint federal and state program that provides medical assistance to low-income persons who are elderly, blind or disabled. However, unless you are among the minority who has long-term care insurance, most individuals contemplating paying thousands of dollars out-of-pocket every month for long-term nursing home care face the possibility of exhausting all available assets and using up their lifetime savings before being able to qualify for Medi-Cal. A qualified Elder Law Attorney can help your family by using a variety of strategies to help you qualify for Medi-Cal while preserving assets and savings for heirs.

Here’s How We Can Help

Paying for & Getting Nursing Home Care

  • Find the right nursing home
  • Create a plan to qualify for Medi-Cal benefits
  • Preserve as many of your loved one’s assets as possible
  • Apply for Veteran’s Benefits

Estate Administration

  • Probate of your loved one’s estate with a Will
  • Trust Administration of your loved one’s Living Trust

Incapacity Planning

  • Establish Guardianship

Click here to schedule your personal consultation or call us at (909) 726-9580.

Estate planning is essentially writing down your assets, who will be responsible for distributing or administering your assets in the event that you are unable to, due to incapacity or death, how you want or assets distributed or administered, and to whom you wish to leave your assets.

The assets involved in your estate can include more than just money. It can also include houses, cars, stocks, artwork, real estate investments, retirement plans, and gifts, just to name a few.

Your estate plan can direct these items be distributed outright, held in trust for a period of time, used for a specific purpose such as a grandchild’s education, or given to charity.

By having a well-written, customized estate plan, you can ensure that your wishes are carried out and your goals are achieved while protecting everything you worked for from family fights, creditors, and unscrupulous predators who may wish to take advantage of your family.

If you feel that you are no longer able to work because of physical and/or mental reasons, you may be eligible for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) disability payments. To be considered disabled, you must be unable to perform any substantial work due to a physical and/or mental condition, which has lasted or can be expected to last for at least 12 months or can be expected to result in death.

SSDI eligibility is based on previous contributions to Social Security, and SSI eligibility is based on your income level.If you are found eligible for SSI payments, you may also qualify for State Supplemental Payments (SSP).

You may apply for SSDI or SSI at any Social Security office.If you have a child or children with a disability, you may also apply for SSI on their behalf.

What is Social Security Income (SSI)?

People who are disabled, blind, or elderly may not be able to work or afford to live on their own. If you can’t work, have no other sources of income, and have limited resources, you may be eligible for Supplemental Security Income (SSI).


The federal government created the SSI program to help people in this situation. Those who qualify for SSI benefits get monthly cash payments to pay for those basic needs. The SSI program is run by the Social Security Administration. In California, people who get SSI also get a smaller benefit from the State Supplemental Program (SSP) included with their monthly SSI benefit.

 
In California, people who qualify for SSI also get Medi-Cal benefits automatically.

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