SSDI, SSI, Estate Planning, Elder Law & Medi-Cal Planning in California

Medicaid Planning & Elder Law Attorney in Ontario, CA

Looking for an Ontario Medi-Cal & Elder Law Attorney Near You?

When you fill out this form, a friendly member of our team will contact you by phone and email to answer your questions.

Should You Hire an Elder Law Attorney to Assist with a Medi-Cal Application in Ontario?

Elder law attorneys like James Dolenga specialize in helping seniors with long-term care planning, estate planning, and government benefits. He has experience in Medicaid planning, understands each California’s rules and regulations, and helps families by identifying strategies to legally obtain and maintain eligibility for public benefits.

Medi-Cal is a complicated benefit for residents of California. It’s important to seek the advice of a seasoned professional who understands the rules, processes, and provisions under these laws.

Without professional guidance, families risk losing the assets and inheritance they worked so hard to create.

Who is Eligible for Medi-Cal in Ontario?

Many people are wrongfully told (or assume) that they must be financially destitute to qualify for Medi-Cal / Medicaid for long-term care. 

Clearly, individuals can’t just give away, transfer, or quitclaim away property as this will trigger severe penalties. 

The Medi-Cal / Medicaid law has many exceptions and loopholes which can allow families to preserve most of their accumulated assets and wealth.

For institutional / nursing home / skilled nursing care, there is no income limit.

Medi-Cal will however require that excess income be applied to care as a Share of Cost. 

Depending on the level of care needed, the applicant may still end up using their entire monthly income and still need to spend down from other assets.

Asset limits (real estate other than a primary residence, bank accounts, investment accounts, certain retirement accounts, etc.) are listed as $2,000 for a single applicant and $3,000 for married applicants when both are applying.

For married applicants when only one spouse is applying, the non-applicant spouse is allowed to retain up to $137,400 (called the Community Spouse Resource Allowance) plus the $2,000 allowance for the institutional/applicant spouse.

For assistance under the “waivers” programs, which covers caregivers, in-home supportive services, and assisted living, the income limits are $1,564/mos for the applicant and $2,106 for a couple when both are applying.  The asset limits remain the same.

Applicants are told that they must “spend down” their assets until they get below these asset limits. 

Again, the Medi-Cal / Medicaid rules have very explicit carve-outs and exceptions that can allow an applicant or their family to protect hundreds of thousands or even millions of dollars with proper planning.

That’s where we come in. 

We will work with you to legally protect those assets and to shepherd the Medi-Cal / Medicaid application through the government bureaucracy from application to approval.

Once qualified, we can work with you to further protect those assets from Medi-Cal / Medicaid recovery after death.

James Dolenga will create a well-written, customized estate plan, so you can ensure that your wishes are carried out and your goals are achieved while protecting your family and legacy. Get help today.

Research shows that having a professional representative can boost your chances of getting Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). Make sure you’re represented.

Medicaid Planning & Elder Law Services Near Ontario

Our law firm provides comprehensive, personalized, and tailored legal services to meet all of our client’s estate planning needs. Our firm utilizes a variety of tools to help families preserve their assets for generations to come. Specifically, we work with our clients to minimize estate taxes and ultimately avoid the lengthy and expensive probate process by utilizing Wills (simple & complex), Powers of Attorney, Living Trusts, Living Wills, Family Limited Partnerships, Irrevocable Trusts, and Charitable Gifting Strategies.

When it comes to Medicaid & Medi-Cal Services & Elder Law, our goal is to protect our clients’ nest eggs. We ensure that our clients qualify for Medicaid services and other government medical benefits so that their estates are protected from expensive nursing home and hospital bills. If you become disabled and unable to work, we will help you determine if you qualify for SSD coverage. As a Social Security disability lawyer, James Dolenga will also inform you about the monthly disability benefits and health coverage for a deceased, disabled or retired worker’s disabled dependents.

About California

California, a western U.S. state, stretches from the Mexican border along the Pacific for nearly 900 miles. Its terrain includes cliff-lined beaches, redwood forest, the Sierra Nevada Mountains, Central Valley farmland and the Mojave Desert. The city of Los Angeles is the seat of the Hollywood entertainment industry. Hilly San Francisco is known for the Golden Gate Bridge, Alcatraz Island and cable cars.

Elder Law Attorney in Ontario CA

Senior Services in Ontario

Ontario Senior Center

A variety of social services are available through the Ontario Senior Center. Please call for referral information or to schedule an in-house appointment. Inland Fair Housing and Mediation Board, West End Family Counseling, HICAP and Well-being Checks provide monthly on-site services. Available for ages 65 and up.

 

The Ontario Senior Center is now OPEN to the public! Come visit us Monday – Friday 8:00 AM – 6:00 PM or call the Senior Hotline at (909) 395-2021

Monday – Friday from 8:00 AM to 6:00 PM to stay connected.

Monday – Friday

8 AM – 6 PM

225 E. B Street

Can’t find something or need an answer to a specific question?

Email: SeniorCenter@OntarioCA.gov this email is monitored Monday – Friday from 8 AM – 5 PM.

About the Ontario Senior Center

The Ontario Senior Center is proud to offer multiple services for our Ontario active adults and a variety of programs, activities and classes that accompany the traditional programs that many in our community have come to depend on.

The Code of Conduct is strictly enforced for all activities and programs within the Ontario Senior Center.

All participants must complete an emergency card before engaging in any activity or program. Programs are subject to change due to health and safety protocols.

San Bernardino County Department of Aging

The Department of Aging and Adult Services (DAAS) is a San Bernardino agency dedicated to helping seniors and at risk individuals to improve or maintain choice, independence and quality of life. The department works to ensure seniors and adults with disabilities have the right to age in place in the least restrictive environment!

DAAS Administration Office is located at:
784 E. Hospitality Lane, San Bernardino, CA 92415
Administration Office telephone number is:
909-891-3900

In-Home Supportive Services (IHSS) San Bernardino Office is located at:
784 E. Hospitality Lane, San Bernardino, CA 92415
IHSS Office telephone number is:
909-891-3700

 

 
Top Elder Law and Medicaid Planning Attorney in Ontario, CA. James Dolenga provides Medicaid Planning, Elder Law, Estate Planning, SSDI & SSI services. Call today.

About Ontario, CA

Ontario is a city in California, east of Los Angeles. Cucamonga-Guasti Regional Park has lakes, picnic areas and a swim complex. The Ontario Museum of History and Art explores the area’s culture through exhibitions and film screenings. The 1894 Graber Olive House offers tours of their cannery. Concerts and sporting events are held at the huge Citizens Business Bank Arena. Several wineries are northeast of the city.

General Information About Ontario

Ontario is a city in southwestern San Bernardino County, California, 35 miles (56 km) east of downtown Los Angeles and 23 miles (37 km) west of downtown San Bernardino, the county seat. Located in the western part of the Inland Empire metropolitan area, it lies just east of Los Angeles County and is part of the Greater Los Angeles Area. As of the 2010 Census, the city had a population of 163,924, up from 158,007 at the 2000 census.

Ontario is home to three museums, the Ontario Museum of History and Art, the Chaffey Community Museum of Art, and the Ontario Police Museum.

 
Granada Theatre, circa 1940

Built in 1925, The Granada Theatre was leased to West Coast Junior Theater. By the 1940s, the theater had become part of the Fox West Coast Theater chain. The Granada Theatre was designed by architect L.A. Smith.[22]

Ontario is also the home to the second largest consumer Quilt Show in the United States, Road to California. The quilt show books over 2,400 room nights and has a recorded attendance of over 40,000 attendees.[23]

The Ontario post office contains two oil on canvas murals, The Dream depicting founder Chaffey with surveyors and The Reality which shows a view of the completed Euclid Avenue, painted by WPA muralist Nellie Geraldine Best in 1942.[24]

Since 1959, Ontario has placed three-dimensional nativity scenes on the median of Euclid Avenue during the Christmas season. The scenes, featuring statues by the sculptor Rudolph Vargas, were challenged in 1998 as a violation of church-state separation under the California Constitution by atheist resident Patrick Greene, but the dispute was resolved when private organizations began funding the storage and labor involved in the set-up and maintenance of the scenery in its entirety.[25] To support the nativity scenes the Ontario Chamber of Commerce started a craft fair called “Christmas on Euclid”.

The All-States Picnic, an Independence Day celebration, began in 1939 to recognize the varied origins of the city’s residents. Picnic tables lined the median of Euclid Avenue from Hawthorne to E Street, with signs for each of the country’s 48 states. The picnic was suspended during World War II, but when it resumed in 1948, it attracted 120,000 people. A 1941 Ripley’s Believe It or Not! cartoon listed Ontario’s picnic table as the “world’s longest”. As native Californians came to outnumber the out-of-state-born, the celebration waned in popularity until it was discontinued in 1981. It was revived in 1991 as a celebration of civic pride.[26]

For over 50 years, on every first Saturday in June the Ontario Kiwanis and Ontario Rotary Clubs partner for the annual “Pancake Breakfast and Car Show”. Over 10,000 Inland Empire residents come to eat pancakes and view the over 400 cars.[citation needed]

The Ontario International Airport provides domestic and international air travel. Because of the many manufacturing companies and warehouses in the city, the airport also serves as a major hub for freight, especially for FedEx and UPS.

Because Ontario is a major hub for passengers and freight, the city is also served by several major freewaysInterstate 10 and the Pomona Freeway (State Route 60) run east–west through the city. Interstate 10 is north of the Ontario airport while the Pomona freeway is south of the airport. Interstate 15 runs in the north–south directions at the eastern side of the city. State Route 83, also known as Euclid Avenue, also runs in the north–south direction at the western side of the city.

The city maintains an Amtrak station which is served by the Sunset Limited and Texas Eagle lines. Ontario also has a Metrolink station off of Haven Avenue. It connects Ontario with much of the Greater Los Angeles area, Orange County and the San Fernando Valley. Public bus transportation is provided by Omnitrans. Additional bus and rail connections to Los Angeles and elsewhere are available at the nearby Montclair station.

In the years following Ontario’s founding, the economy was driven by its reputation as a health resort. Shortly thereafter, citrus farmers began taking advantage of Ontario’s rocky soil to plant lemon and orange groves. Agricultural opportunities also attracted vintners and olive growers. The Graber Olive House, which continues to produce olives, is a city historical landmark and one of the oldest institutions in Ontario.[citation needed] Dairy farming is also prevalent, as it continues to be in neighboring Chino. Much of southern Ontario still contains dairy farms and other agricultural farms. However, the area is currently under planning to be developed into a mixed-use area of residential homes, industrial and business parks, and town centers, collectively known as the New Model Colony.[16]

A major pre-war industry was the city’s General Electric plant that produced clothing irons. During and after World War II, Ontario experienced a housing boom common to many suburbs. The expansion of the Southern California defense industry attracted many settlers to the city.[17] With California’s aerospace industry concentrated in Los Angeles and the Bay Area, the Ontario International Airport was used as a pilot training center.[18] Today, Ontario still has a manufacturing industry, the most notable of which are Maglite, which produces flashlights there. However, manufacturing has waned, and today Ontario’s economy is dominated by service industries and warehousing. Major distribution centers are operated by companies such as AutoZoneCardinal HealthMBMGenuine Parts/NAPA, and Nordstrom.[19]

Ontario is also home to Niagara BottlingThe Icee Company, clothing companies Famous Stars and Straps and Shiekh ShoesScripto U.S.A., and to Phoenix Motorcars, who employs over 150 employees in Ontario.[20]

Driving Directions from Ontario to Law Offices of James Dolenga

Ontario, California

Get on CA-60 W
7 min (2.7 mi)

Follow CA-60 W, CA-57 S and CA-91 W to S Western Ave in Los Angeles County. Take exit 38B from I-405 N
49 min (48.8 mi)

Continue on S Western Ave. Take Torrance Blvd to Hawthorne Blvd
12 min (4.3 mi)

Law Office of James Dolenga
21250 Hawthorne Blvd STE 500, Torrance, CA 90503

Frequently Asked Questions About Medicaid, Medical, and Elder Law in Ontario

What is Elder Law?

Elder Law involves planning for the complex health care, long-term care, and other issues facing elderly and disabled individuals and their families. Studies show that we stand a 40 percent chance of needing long-term care at least once before we die. Therefore, everyone should take into account that at some point residency in a nursing home or an assisted living facility may be needed.

However, the substantial cost of nursing home care for an incapacitated person can wipe away a family’s nest egg and the inheritance planned for surviving family members. The primary alternative to privately paying the nursing home is Medicaid.

Medicaid Asset Protection Strategies

Although with the recent passage of the Deficit Reduction Act, increased restrictions affect the use of some techniques, other asset protection strategies remain viable, especially for married couples where one spouse requires long-term care. Some of these techniques may include setting up an Irrevocable Living Trust, making gifts to family members, and paying for certain Medicaid expenses.

Whether you are facing long-term care issues yourself or you have a family member who is, we encourage you to call with your questions or ask us for a free report. Be sure to call sooner rather than later because the timing of the decisions families need to make has a dramatic impact on whether or not someone can actually qualify for this type of support.

Elder Law involves planning for the complex health care, long-term care, and other issues facing elderly and disabled individuals and their families. Studies show that we stand a 40 percent chance of needing long-term care at least once before we die. Therefore, everyone should take into account that at some point residency in a nursing home or an assisted living facility may be needed.

However, the substantial cost of nursing home care for an incapacitated person can wipe away a family’s nest egg and the inheritance planned for surviving family members. The primary alternative to privately paying the nursing home is Medicaid.

Medi-Cal:

Medi-Cal is a joint federal and state program that provides medical assistance to low-income persons who are elderly, blind or disabled. However, unless you are among the minority who has long-term care insurance, most individuals contemplating paying thousands of dollars out-of-pocket every month for long-term nursing home care face the possibility of exhausting all available assets and using up their lifetime savings before being able to qualify for Medi-Cal. A qualified Elder Law Attorney can help your family by using a variety of strategies to help you qualify for Medi-Cal while preserving assets and savings for heirs.

Here’s How We Can Help

Paying for & Getting Nursing Home Care

  • Find the right nursing home
  • Create a plan to qualify for Medi-Cal benefits
  • Preserve as many of your loved one’s assets as possible
  • Apply for Veteran’s Benefits

Estate Administration

  • Probate of your loved one’s estate with a Will
  • Trust Administration of your loved one’s Living Trust

Incapacity Planning

  • Establish Guardianship

Click here to schedule your personal consultation or call us at (909) 726-9580.

Estate planning is essentially writing down your assets, who will be responsible for distributing or administering your assets in the event that you are unable to, due to incapacity or death, how you want or assets distributed or administered, and to whom you wish to leave your assets.

The assets involved in your estate can include more than just money. It can also include houses, cars, stocks, artwork, real estate investments, retirement plans, and gifts, just to name a few.

Your estate plan can direct these items be distributed outright, held in trust for a period of time, used for a specific purpose such as a grandchild’s education, or given to charity.

By having a well-written, customized estate plan, you can ensure that your wishes are carried out and your goals are achieved while protecting everything you worked for from family fights, creditors, and unscrupulous predators who may wish to take advantage of your family.

If you feel that you are no longer able to work because of physical and/or mental reasons, you may be eligible for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) disability payments. To be considered disabled, you must be unable to perform any substantial work due to a physical and/or mental condition, which has lasted or can be expected to last for at least 12 months or can be expected to result in death.

SSDI eligibility is based on previous contributions to Social Security, and SSI eligibility is based on your income level.If you are found eligible for SSI payments, you may also qualify for State Supplemental Payments (SSP).

You may apply for SSDI or SSI at any Social Security office.If you have a child or children with a disability, you may also apply for SSI on their behalf.

What is Social Security Income (SSI)?

People who are disabled, blind, or elderly may not be able to work or afford to live on their own. If you can’t work, have no other sources of income, and have limited resources, you may be eligible for Supplemental Security Income (SSI).


The federal government created the SSI program to help people in this situation. Those who qualify for SSI benefits get monthly cash payments to pay for those basic needs. The SSI program is run by the Social Security Administration. In California, people who get SSI also get a smaller benefit from the State Supplemental Program (SSP) included with their monthly SSI benefit.

 
In California, people who qualify for SSI also get Medi-Cal benefits automatically.

Skip to content