SSDI, SSI, Estate Planning, Elder Law & Medi-Cal Planning in California

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When Should You Hire an SSDI Attorney?

Many people know at least the basics regarding Alzheimer's disease and its impact on a person. Early-onset Alzheimer's is a less common form of Alzheimer's disease.
SSDI Attorney in Simi Valley CA
SSDI Attorney in Simi Valley CA

Symptoms and progression are the same, but the difference is it impacts people below the age of 65. When you or a close family member is diagnosed with early-onset Alzheimer’s, it’s important to get prepared for the changes to come. Should you check in with an SSDI Attorney?

Blue Cross Blue Shield reports that about 131,000 insured Americans have early-onset Alzheimer’s. These people are between 30 and 64, meaning they are too young to qualify for retirement benefits.

As early-onset Alzheimer’s progresses, memory issues, behavioral changes, and depression are common. Reaction times and memory lapses make driving unsafe. The disease ends up impacting one’s career.

When the disease affects work quality, there’s no choice but to quit. That loss of income can be devastating when there’s rent or a mortgage to pay. If this is happening in your family, it’s essential to look into Social Security Disability Insurance (SSDI) as soon as possible.

What Is SSDI?

SSDI is a program offered by the Social Security Administration (SSA) that provides disability benefits to qualifying adults. The person with early-onset Alzheimer’s stops working, but the SSA provides monthly benefits as that applicant can no longer work due to the disease. In 2019, the average SSDI payment was $1,234, which may not replace the total income loss, but it is a tremendous advantage over having no income at all.

To qualify, one must meet the requirements. That means the applicant has worked long enough and paid Social Security taxes. The applicant must be a citizen or hold a permanent resident card, have an SSN, and be able to provide the contact information for the doctor who diagnosed early-onset Alzheimer’s.

In addition, the SSA wants to see that the disease makes it impossible to perform work duties. The health condition must be expected to last more than a year or result in death for the SSA to determine one is genuinely disabled.

Ease Stress by Working With an SSDI Attorney

Navigating SSI  and SSDI are hard if you lack expertise. During an already stressful time, it’s essential to make sure you’re not making any mistakes on applications and understand the rules and guidelines. Without expedited processing, it can take up to five months for the SSA to make a decision. There are initiatives for people with chronic health conditions like early-onset Alzheimer’s that speed up the process.

Make sure you reach out for help. You don’t have to try to understand the rules on your own. An SSDI attorney has the knowledge you need to ensure you or your family member maintains income while learning to adjust to this cruel disease. The SSDI expert can expedite the application process through The Compassionate Allowances. Call the office to schedule a consultation.

 

The Law Office of James Dolenga offers  Elder Law & Medi-Cal Planning,  Estate Planning, SSI, and SSDI Attorney in Simi Valley, CA. Call today for your legal consultation. (866) 772-5299

Sources:

https://www.bcbs.com/the-health-of-america

https://www.ssa.gov/disabilityfacts/facts.html

 

James Dolenga, JD

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