Social Security Disability Insurance (SSDI) is a benefit available to people with disabilities that prevent them from being able to work. To qualify, the applicant must have worked recently and for long enough that the requirement of paying the required amount of Social Security taxes has been met. Your mom has a debilitating health issue that requires her to stop working. She’s too young to retire, but her health prevents her from being able to complete her required job duties. What is needed for her to qualify for SSDI? Where can you find an SSDI Attorney?
What She Needs for the Application
To apply for SSDI benefits, your mom needs to submit her SSN, name, address, date of birth, and any information on her spouse and minor (dependent) children. The application form asks for her banking information, medical records and doctors’ contact information, and employment information.
This employment information goes back 15 years, so she needs to be thorough and gather things like W-2s and tax records. If she’s been diagnosed with early-onset Alzheimer’s, you may need to help her with this information. If she was in the military before 1968, that information is also required.
Does She Have a Qualifying Disability?
Compassionate Allowances can expedite your mom’s application. If her health issue is on this list, she needs to make sure she states that upfront. These are usually incurable health conditions that will not improve. They include diseases and conditions like:
- Aplastic Anemia
- Cancer (Inflammatory Breast Cancer, Glioblastoma, Liver Cancer, Malignant Melanoma, etc.)
- Early-Onset Alzheimer’s
- Heart Failure
- Huntington Disease
- Primary Progressive Aphasia
This is just a sampling from the complete list. The SSA has a full list of conditions that qualify for Compassionate Allowances on the SSA.gov website.
What Happens After She Submits Her Application?
Once the Social Security Administration (SSA) receives her application via the online system or by phone, the agents evaluate her work history, medical issues, and, possibly, her financial status. For SSDI, her assets don’t matter, but if she is low-income or hasn’t worked long enough, she may need to apply for Supplemental Security Income (SSI). Assets and income matter with SSI.
She will receive a letter via the USPS with the SSA’s decision. She can also check online or by phone to learn more about the application status. If she’s denied, she may need to appeal the decision. If she uses the services of an SSDI attorney, it lowers the risk of a denial.
Applying for SSDI benefits is a complex process. Make it easier for your mom by scheduling a consultation with an SSDI attorney. Have an expert in SSI and SSDI work with your family to ensure your mom has the paperwork she needs to expedite the process. Call an SSDI attorney today to get started.