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Medicaid is a joint federal and state program that helps with healthcare costs for people with limited income and resources. Medicaid covers a wide range of services, including long-term care in assisted living facilities, in-home supportive services, and nursing homes.  Common conditions requiring these services include dementia, Alzheimer's, strokes, and broken hips,  just to name a few.

 

Medicare, on the other hand, is a federal health insurance program that primarily covers hospitalization, doctor visits, and prescription drugs for people over 65 or those with certain disabilities. Medicare does not generally cover long-term care in assisted living facilities, in-home supportive services, or nursing homes.

 

To be eligible for Medicaid long-term care benefits, individuals typically must meet strict income and asset limits, which vary by state. These limits can be complex, and it is often recommended that individuals work with an attorney who specializes in elder law to ensure they meet the criteria before filing for Medicaid benefits to avoid penalties.

 

Overall, while Medicaid and Medicare are both government healthcare programs, they differ in the types of services they cover and the eligibility requirements for those services. 

 

If your loved one needs in-home supportive services care, assisted living or is in a nursing home and you are struggling to pay the bills or just want to protect those assets for additional care, call the Law Office of James Dolenga at (866)772-5299.